Insurance & Risk Managers evolved from the conscious mergers of two well-established insurance agencies - Underwriters Insurance Agency and Smith Insurance Agency. Mike Smith, IRM founder and President, envisioned and created a portfolio of insurance companies with proven records of servicing accounts in a loyal manner through long relationships with the merged agencies, offering the most comprehensive list of corporate and personal insurance services and agents with in-depth experience to impeccably service corporate and personal accounts.
The story began in 1902 when Ferdinand Becker opened Underwriters Insurance Agency. Iddo Lampton Davis bought the agency in 1953. Davis’s son-in-law, Jimmy Cummins, who had been groomed in the business as an underwriter for St. Paul Insurance Company, became an associate in the firm in 1971 and later became a partner. Andrew Smith founded Smith Insurance Agency in 1942. He hired Alvin Smith in 1969 and made him partner, later selling the firm to him upon his retirement. Mike Smith bought and merged another local agency with Smith Insurance. As the industry grew, it was in the best of interest of all of their customers to merge their agencies and purchase under one umbrella, giving them more power with the insurance companies.
In 1993, Underwriters Agency merged with Smith Insurance Agency under the name Insurance & Risk Managers. Today, IRM is one of the largest and fastest growing insurance agencies in south Mississippi. While IRM grows with the most technological advances available, we maintain a level of customer service - second to none. While technology is great, it has its place and customer service isn’t one of them. Your IRM agent will take care of managing your insurance portfolio from conception through the term of your policy including each and every claim or question in-between. You won’t have to experience the frustration and anguish of going through a chain of people - you’ll simply call your IRM agent.
in business since 1902.